Appraisal services for Cedar City and Iron County homeowners
Here are the top 7 reasons Utah homeowners need Appraising UTAH LLC:
We at Appraising UTAH LLC understand the special needs of a homeowner looking for appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and accountants. Being a regular homeowner that ordinarily doesn't see an appraisal on a regular basis, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraising UTAH LLC, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Challenge Iron County's assessment of your propertyLet's say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. This only means you're probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal report from Appraising UTAH LLC is your #1 weapon.
Need to remove PMI?PMI stands for Private Mortgage Insurance. A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI eliminated from your loan. Appraising UTAH LLC is qualified in helping people just like you do away with unneeded PMI insurance.
HELOC recently frozen?Your lender just may choose to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Appraising UTAH LLC can provide you with an expert appraisal that will help you reinstate your home equity line of credit.
Do You Need Field and Desktop Appraisal Review Services?Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are requested by lenders, homeowners that have reason to believe a prior appraisal wasn't above board are prudent to get a second opinion.